How to Read Your Paycheck Stub

  1. All Plans, Policies, and Procedures
  2. How to Read Your Paycheck Stub

These are step-by-step instructions on reading your paycheck stub if you are an employee of NOCCCD.

To view your paycheck stubs, log into your EIS account. 

Parts of the Stub

Example paycheck stub with numbered zones

The graphic above has labeled the paycheck stub into numbered sections. The labeled sections are:

  1. Tax Status: This information is taken directly from the employee's W-4 and DE-4.
  2. Check Number: Employees who receive a check will see the check number in this box. Employees on Net Check with the Orange County Teachers Federal Credit Union will see the words "Net Check." Employees with direct deposit will see the words "Direct Deposit."
  3. Hours and Earnings: This section consists of four subsections.
    1. Description: Types of pay or docks
    2. Rate of Pay: The rate of pay for the job performed
    3. Hours/Units: Number of Units, Hours, or Days paid or docked
    4. Earnings: Rate of Pay multiplied by Hours/Units or Earnings.
  4. Tax Deductions: Current Amount and Calendar Year-to-Date totals; check with your payroll department as most districts to not contribute to State Disability.
  5. Pre-Tax Retirement: Current/Calendar YTD/Fiscal YTD totals for STRS, PERS, and Alternative (ALT) Retirement, reduces taxable income
  6. Summer Deferral: (Certificated only) deduction for withholding salary for deferred payments in July and August (Not SFFCU Summer Saver)
  7. Pre-Tax Deductions: A deduction from gross pay that reduces taxable wages
    1. Examples are: deductions for 403(b) TSA plans, deferred compensation 457 plans, Section 125 Cafeteria Plan deductions including Dependent Care.
  8. Other Deductions: A deduction from gross pay that does not reduce taxable wages
  9. Gross Pay: All salary paid in the current payroll cycle.
  10. Net Pay: Net Pay is calculated by subtracting #4 – 8 from Gross Pay (#9). For Classified staff, the Earned Salary Advance (ESA) will also be subtracted from Gross Pay.

The Effect of Deductions on Your Net Pay

Your net pay equals your Gross Pay minus all deductions and salary advances, plus any advanced earned income credit.

Your Net Pay is the remaining amount after subtracting the following from your Gross Pay:

  • Pre-tax Deductions
  • Pre-tax Retirement
  • After-tax Deductions
  • General tax deductions
  • Any Earned Salary Advances (ESAs)